ChatGPT Free, Business or Enterprise: which should an SME choose?

Answer

For a team working with client data, choose ChatGPT Business: a workspace the company administers, content excluded from training by default, and a data processing agreement. Enterprise is justified if you need automatic account provisioning, control over retention or storage location, or a negotiated contract. The free version is a personal account, for trials without company data.

The difference lies not in the answers, which are often similar, but in control: who owns the accounts, who removes access when someone leaves, which contract protects the data under the nFADP. No plan decides for you which data may go into the tool: that is a rule to write before opening the workspace.